Lease Option for Tenants

We Have SELLER FINANCED Homes in Indianapolis Available For You! Regardless of Bad Credit. Let your down payment be your credit…you need to own a home!

Seller financing is a great way to get into a home when bank financing just won’t work. Learn more…Are you tired of renting, and you want to own a home in Indianapolis? Is your credit, lack of down payment, or income is holding you back from qualifying for a normal bank loan. We can help you!.

We specialize in helping INDIANAPOLIS residents become homeowners through our INDIANAPOLIS Rent-to-Own Program. This means there are no banks involved.

If you can’t secure conventional financing, no worries!

Indy Home Vault offers great homes in and around INDIANAPOLIS.

We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.

You have a choice. You can either rent the property for 1-2 years with the option to buy it in the future (great for someone who expects to qualify for a traditional loan in the next year or two) OR you can buy it with seller financing from us so you are not renting the property…You’re buying it without the bank. Help us help you get out of the rent cycle and into your own home. FIRE YOUR LANDLORD!

And since we own all of the properties we offer… we guide you through a quick, easy, smooth closing.

Want to know when the best properties hit the market?

Sign up now to see Indianapolis homes With Seller Financing!

What Are The Types Of Homes In Indianapolis We Offer With Owner Financing?

Our local Seller Financed homes are move-in ready, in good neighborhoods, and often freshly updated. Inquire with us on this site for available properties.We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent. This is not a rent-to-own program.  You will actually be the owner of record for the home you buy from us.

The types of houses we tend to offer include…

  • 2 bedroom – 4 bedroom homes
  • 800 – 3,500 square feet
  • Many properties have been updated
  • Sometimes upgrades needed, but priced appropriately

Each home is different, so there’s definitely the perfect home out there for you.

Yes, I want to buy one of your owner financed homes in INDIANAPOLIS

Step 1: Drive by the home.

Step 2: Get out and walk around the home, peak through the windows, check out the neighborhood.

Step 3: Call the number on the flyer in the window when you have found a home you want.

We will schedule a meeting to show you the house right away.

Our homes typically range in price from $40,000 to $150,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family. The homes typically require a down payment of $4,000 to $15,000 for us to offer SELLER FINANCE. For RENT-TO-OWN properties, we require $2,000 to $7,500 up front.

Every closing is handled by title agency, just like any other real estate transaction. So you can rest assured that everything is handled professionally.
You will also be responsible for the taxes and insurance just like any other homeowner. We can however escrow taxes and insurance for you if you like to help you budget for these expenses. Sometimes it is a requirement for approval.
One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.

Still have questions? Check out our Frequently Asked Questions Page →

How Does Our Program Work Anyway?

Our RENT-TO-OWN program might be right for you! It’s easier than you think – and we can help. The owner financing process is really straightforward…and there will be no surprises!

  1. Find a home you love
  2. Secure it with a down payment of the first month’s rent. This guarantees one of our other buyers cannot “take” the property from you. This is 100% refundable if we refuse you for ANY reason.
  3. Complete the simple online information. This is required in order for us to be compliant with Federal laws.
  4. Pick a Contract Date. This is when you sign the forms, pay the Option Fee, and get the keys to your new home!

We acquire new properties each month, you’ll get instant text or email alerts with the latest properties in real time.

It’s easier than you think – and we can help. The process is really pretty straightforward.

Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.

Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in INDIANAPOLIS.

Step 3: View the local INDIANAPOLIS homes that fit what you’re looking for.

We seek to only buy properties that are move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase.

Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.

Click here to learn more about how we help people like you
become homeowners in INDIANAPOLIS ››